It is not clever to underestimate the importance of wise savings in a society where having stable finances is necessary. The days of hiding cash beneath the mattress to conserve money are long gone. People look for investments these days that can protect their money while earning high returns as well.
Here emerges, Ujjivan Small Finance Bank
With its flagship “Maxima Savings Account”, this trailblazing institution has shattered the old industry norms, offering one of the highest interest rates available —a staggering 7.5% per annum.
For a very long time, savings accounts have been considered the core component of financial planning as they offer a secure place to save money and generate a little interest. But as smart savers have come to expect more from their banking partners, the savings account market has changed. They look for accounts give them more than just an account number—great returns on their hard-earned money in addition to security.
Ujjivan Small Finance Bank recognizes this shifting example and has introduced the Maxima Savings Account But what sets the Maxima Savings Account apart is not just the tantalizing interest rate but its commitment to provide a comprehensive suite of benefits that elevate the banking experience to new heights.
Let’s look closely into the inner workings of this savings account to understand the inspiration behind its unparalleled interest rate.
The Maxima Savings Account requires a minimum deposit of Rs. 1 lakh or a fixed deposit of Rs. 15 lakh or more to unlock its full potential, allowing savings to flourish and unlock new financial growth opportunities.
Higher rates with zero extra charges:
Imagine your money working tirelessly to accumulate wealth at three-fold pace. The 7.5% annual interest rate in this savings account offers an opportunity for exponential growth, breaking traditional boundaries. With daily interest calculated and credited quarterly, your savings will bloom with each passing day, allowing customers to enjoy a steady stream of wealth accumulation.
But the Maxima Savings Account is not just about amassing wealth; it’s about providing convenience and freedom in managing your finances. Ujjivan SFB understands that time is key, so there are no extra fees.
Transact Freely:
With this account, you can enjoy unlimited and free transactions across any bank ATM, NEFT, RTGS, IMPS, cheque book, and demand draft. Additionally, unlimited cash deposit and withdrawal at any Ujjivan SFB branch are offered without any charges, ensuring that your money stays precisely where it belongs—in your pocket.
Maxima Savings Account also offers enhanced transaction limits, granting you a daily ATM cash withdrawal limit of Rs. 2.5 lakh and a POS and e-commerce limit of Rs. 5 Lakh. This added flexibility empowers customers to manage their finances seamlessly for future expenses.
Bank on Wellness:
The benefits don’t stop here. Ujjivan Small Finance Bank recognizes that true wealth extends beyond mere financial gains. That’s why the Maxima Savings Account comes equipped with a complimentary health services package for the first year, offering health check-ups, consultations, discounts, and cashless hospitalization at select network hospitals.
Furthermore, the account includes a RuPay Select Debit Card, granting you access to exclusive lifestyle, health, and entertainment benefits. From complimentary airport lounge access to personal accident cover and merchant discounts, this premium offering ensures that you experience banking like never before.
In the present, where every rupee counts this account re-defines customer-centricity and a commitment to excellence in the banking sector. So, why settle for mediocrity when you can gain more advantages on your savings with Ujjivan Small Finance Bank’s Maxima Savings Account?